:root{
  --paper:#FBFAF6; --navy:#0A203D; --navy-600:#123057; --ink:#2A2E38;
  --gold:#AA8933; --gold-bright:#C9A227; --champagne:#F3EEDD;
  --line:#DFD9CB; --muted:#6F6A63; --white:#fff;
  --display:"Fraunces",Georgia,"Times New Roman",serif;
  --script:"Great Vibes","Apple Chancery",cursive;
  --body:"Instrument Sans",system-ui,-apple-system,sans-serif;
  --bar:64px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;
  padding-bottom:var(--bar)}
h1,h2,h3{font-family:var(--display);color:var(--navy);margin:0;line-height:1.12;
  letter-spacing:-.015em;text-wrap:balance}
h1{font-size:clamp(36px,4.2vw,70px);font-weight:600;line-height:1.13}
h2{font-size:clamp(27px,3.4vw,46px);font-weight:600}
h3{font-size:21px;font-weight:600}
p{margin:0;max-width:62ch}
a{color:var(--navy)}
.wrap{max-width:1460px;margin:0 auto;padding:0 40px}
.eyebrow{font-size:11.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;
  color:var(--gold);margin:0;display:flex;align-items:center;gap:14px}
.eyebrow::before{content:"";width:46px;height:1px;background:var(--gold);flex-shrink:0}
.glyph{color:var(--gold);font-size:.52em;vertical-align:.35em;margin-left:.28em}
.herocta{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.textlink{font-weight:600;font-size:14px;letter-spacing:.09em;text-transform:uppercase;
  color:var(--navy);text-decoration:none;display:inline-flex;align-items:center;gap:8px}
.textlink:hover{color:var(--gold)}
.rule{height:1px;width:56px;background:var(--gold);opacity:.6}
.muted{color:var(--muted)}
.stack{display:flex;flex-direction:column;gap:16px;align-items:flex-start}
.italic{font-style:italic;font-weight:400;opacity:.82;display:block}

/* header */
header{position:sticky;top:0;z-index:20;background:rgba(251,249,244,.94);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;gap:16px;padding-top:12px;padding-bottom:12px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;flex-shrink:0}
.logo .mark{flex-shrink:0}
.logo .words{display:flex;flex-direction:column;line-height:1}
.logo .script{font-family:var(--display);font-size:23px;font-weight:600;color:var(--navy);
  line-height:1.05;letter-spacing:.06em;text-transform:uppercase}
.logo .sub{font-size:9px;letter-spacing:.34em;color:var(--navy);font-weight:500;
  text-transform:uppercase;margin-top:4px;opacity:.85}
nav{display:flex;gap:20px;margin-left:auto;font-size:11.5px;font-weight:600;
  letter-spacing:.11em;text-transform:uppercase;white-space:nowrap}
nav a{color:var(--ink);text-decoration:none;opacity:.85}
nav a:hover{opacity:1;color:var(--navy)}
.tel{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:16px;
  color:var(--navy);text-decoration:none;white-space:nowrap}
.tel:hover{color:var(--gold)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--body);font-weight:600;font-size:13px;letter-spacing:.12em;
  text-transform:uppercase;padding:14px 26px;
  border-radius:6px;text-decoration:none;border:1px solid transparent;cursor:pointer;
  transition:background .18s ease,border-color .18s ease,color .18s ease}
.btn-primary{background:var(--navy);color:var(--white)}
.btn-primary:hover{background:var(--navy-600)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}
.btn:focus-visible{outline:2px solid var(--gold-bright);outline-offset:2px}

/* hero */
.heroband{border-bottom:1px solid var(--gold)}
.hero{display:grid;grid-template-columns:minmax(0,52fr) minmax(0,48fr);
  gap:40px;align-items:center;max-width:1600px;margin:0 auto;
  padding:0 0 0 clamp(24px,5vw,80px)}
.hero .stack{padding:72px 0;max-width:none;position:relative;z-index:2}
.shot{position:relative;width:100%;justify-self:end}
.shot img{display:block;width:100%;height:auto}


/* trust */
.trust{background:var(--paper);border-top:1px solid var(--gold);border-bottom:1px solid var(--gold)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding:34px 40px}
.trust .item{display:flex;align-items:flex-start;gap:13px;padding:0 22px;
  border-left:1px solid var(--line)}
.trust .item:first-child{border-left:0;padding-left:0}
.trust svg{flex-shrink:0;margin-top:2px}
.trust b{display:block;color:var(--navy);font-size:13px;font-weight:600;
  letter-spacing:.1em;text-transform:uppercase}
.trust small{color:var(--muted);font-size:13.5px;line-height:1.45;display:block;margin-top:3px}
.stars{color:var(--gold-bright);letter-spacing:3px;font-size:21px;line-height:1}

/* sections */
section{padding:76px 0;border-top:1px solid var(--line)}
section:first-of-type{border-top:0}
.doors{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:40px;
  border-top:1px solid var(--gold)}
.door{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,1fr);
  align-items:center;gap:0;border-left:1px solid var(--line)}
.door:first-child{border-left:0}
.door .band{height:100%;min-height:320px;overflow:hidden;background:#0A203D;
  clip-path:polygon(0 0,84% 0,100% 50%,84% 100%,0 100%)}
.door .band img{display:block;width:100%;height:100%;object-fit:cover}
.door .in{padding:28px 28px 28px 34px;display:flex;flex-direction:column;gap:14px}
.door h3{font-size:clamp(24px,2.4vw,32px)}
.door .rule{width:78px}
.door ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:7px;
  font-size:15.5px;color:var(--ink)}
.door li::before{content:"✦";color:var(--gold);margin-right:9px;font-size:12px}
.door .btn{margin-top:auto;align-self:flex-start}

/* areas */
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.chip{border:1px solid var(--line);border-radius:999px;padding:8px 17px;font-size:15px;
  color:var(--navy);background:var(--white)}
.chip.hq{border-color:var(--gold);color:var(--gold);font-weight:600}

/* contact */
.contact{background:var(--navy);color:#C9CEDA}
.contact h2{color:var(--paper)}
.contact .wrap{padding:72px 20px;gap:14px}
.contact .tel-big{font-family:var(--display);font-size:clamp(30px,4.4vw,44px);
  color:var(--paper);text-decoration:none;font-weight:600;display:inline-block;margin-top:8px}
.contact .tel-big:hover{color:var(--gold-bright)}

footer{padding:40px 0;font-size:14px;color:var(--muted);border-top:1px solid var(--line)}
footer .wrap{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between}

/* fixed mobile action bar */
.actionbar{position:fixed;bottom:0;left:0;right:0;z-index:30;display:none;
  border-top:1px solid var(--line)}
.actionbar a{flex:1;display:flex;align-items:center;justify-content:center;gap:9px;
  height:var(--bar);font-weight:600;font-size:16px;text-decoration:none}
.actionbar .call{background:var(--navy);color:var(--white)}
.actionbar .book{background:var(--paper);color:var(--navy);
  border-left:1px solid var(--line);box-shadow:inset 0 2px 0 var(--gold)}

@media (max-width:860px){
  body{font-size:16px}
  nav{display:none}
  .hero{grid-template-columns:1fr;gap:28px;padding:40px 0 36px}
  .hero .shot{order:2}
  .hero .stack{order:1}
  .hero .btn{width:100%}
  .trust .wrap{grid-template-columns:1fr 1fr;gap:18px}
  section{padding:48px 0}
  .doors{grid-template-columns:1fr;margin-top:26px}
  .door{grid-template-columns:1fr;border-left:0;border-bottom:1px solid var(--line);
    padding-bottom:22px}
  .door .band{min-height:190px;clip-path:polygon(0 0,100% 0,100% 86%,0 100%)}
  .door .in{padding:20px 0 0}
  .door .btn{width:100%;align-self:stretch}
  .trust .wrap{grid-template-columns:1fr 1fr;gap:22px 0}
  .trust .item{padding:0 12px;border-left:0}
  .shot{width:100%;margin-left:0}
  .herocta{gap:16px}
  .actionbar{display:flex}
  h1{font-size:38px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* ---------- interior pages ---------- */
.crumbs{display:flex;gap:8px;align-items:center;font-size:13px;color:var(--muted);
  padding:22px 0 0;flex-wrap:wrap}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--gold)}
.crumbs span[aria-current]{color:var(--navy);font-weight:600}
.pagehead{padding:34px 0 56px;max-width:820px;display:flex;flex-direction:column;
  gap:18px;align-items:flex-start}
.pagehead h1{font-size:clamp(34px,4vw,60px)}
.lede{font-size:19px;line-height:1.6;color:var(--muted);max-width:60ch}

.incl{border-top:1px solid var(--gold);border-bottom:1px solid var(--gold);
  background:var(--paper)}
.inclgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
  gap:0;margin-top:30px;border-top:1px solid var(--line)}
.inclgrid .row{display:grid;grid-template-columns:minmax(150px,.34fr) 1fr;gap:24px;
  padding:22px 0;border-bottom:1px solid var(--line);grid-column:1/-1}
.inclgrid .row b{color:var(--navy);font-size:13px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;padding-top:2px}
.inclgrid .row span{color:var(--ink)}

.twocol{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:start}
.notecard{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px;
  display:flex;flex-direction:column;gap:14px}
.xlist{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:9px;
  font-size:15.5px;color:var(--ink)}
.xlist li{display:flex;gap:11px;align-items:flex-start}
.xlist li::before{content:"—";color:var(--gold);flex-shrink:0}
.fineprint{font-size:14px;color:var(--muted);border-top:1px solid var(--line);
  padding-top:14px;margin-top:4px}

.band{background:var(--champagne);border-top:1px solid var(--gold);
  border-bottom:1px solid var(--gold)}
.factors{margin:26px 0 0;padding:0;list-style:none;display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.factors li{display:flex;gap:11px;align-items:flex-start;font-size:16px}
.factors li::before{content:"\2726";color:var(--gold);font-size:12px;padding-top:4px}

.faqs{margin-top:30px;border-top:1px solid var(--line)}
.faqs details{border-bottom:1px solid var(--line)}
.faqs summary{cursor:pointer;padding:20px 0;font-family:var(--display);font-size:20px;
  font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;
  gap:20px;align-items:baseline}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";color:var(--gold);font-size:24px;font-family:var(--body);
  line-height:1;flex-shrink:0}
.faqs details[open] summary::after{content:"\2013"}
.faqs .a{padding:0 0 22px;color:var(--muted);max-width:64ch}

.relgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;
  margin-top:28px}
.relcard{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;
  text-decoration:none;display:flex;flex-direction:column;gap:10px;
  transition:border-color .2s ease,transform .2s ease}
.relcard:hover{border-color:var(--gold);transform:translateY(-2px)}
.relcard b{font-family:var(--display);font-size:20px;color:var(--navy);font-weight:600}
.relcard span{font-size:14.5px;color:var(--muted)}

@media(max-width:860px){
  .twocol{grid-template-columns:1fr;gap:32px}
  .inclgrid .row{grid-template-columns:1fr;gap:6px}
  .pagehead{padding:26px 0 36px}
  .pagehead .btn{width:100%}
}

/* ---------- quote builder ---------- */
.calc{margin-top:30px;display:flex;flex-direction:column;gap:34px}
.calc fieldset{border:0;padding:0;margin:0;display:flex;flex-direction:column;gap:14px}
.calc legend{font-family:var(--display);font-size:21px;font-weight:600;color:var(--navy);
  padding:0;margin-bottom:4px}
.opts{display:flex;flex-wrap:wrap;gap:10px}
.opts label{position:relative;display:inline-flex}
.opts input{position:absolute;opacity:0;width:0;height:0}
.opts span{display:inline-block;border:1px solid var(--line);border-radius:999px;
  padding:11px 20px;font-size:15px;color:var(--navy);background:#fff;cursor:pointer;
  transition:border-color .16s ease,background .16s ease,color .16s ease}
.opts input:checked + span{border-color:var(--gold);background:var(--gold);color:#fff}
.opts input:focus-visible + span{outline:2px solid var(--gold-bright);outline-offset:2px}
.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.field{display:flex;flex-direction:column;gap:7px}
.field span{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted)}
.field select{font-family:var(--body);font-size:16px;padding:12px 14px;border-radius:6px;
  border:1px solid var(--line);background:#fff;color:var(--ink);appearance:none;
  background-image:linear-gradient(45deg,transparent 50%,var(--gold) 50%),
    linear-gradient(135deg,var(--gold) 50%,transparent 50%);
  background-position:calc(100% - 18px) 52%,calc(100% - 12px) 52%;
  background-size:6px 6px,6px 6px;background-repeat:no-repeat}
.field select:focus-visible{outline:2px solid var(--gold-bright);outline-offset:1px}
.summary{margin-top:26px;border-top:1px solid var(--gold);max-width:760px}
.srow{display:grid;grid-template-columns:minmax(120px,.28fr) 1fr;gap:20px;padding:14px 0;
  border-bottom:1px solid rgba(170,137,51,.28)}
.srow b{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted)}
.srow span{color:var(--navy);font-weight:500}
@media(max-width:860px){
  .opts span{padding:12px 18px}
  .srow{grid-template-columns:1fr;gap:3px;padding:12px 0}
  .calc .btn{width:100%}
}

/* ---------- directory + faq page ---------- */
.dirgroup{margin-top:40px}
.dirgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:0;
  border-top:1px solid var(--line)}
.dircard{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;
  padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none;grid-column:1/-1}
.dircard:hover b{color:var(--gold)}
.dircard b{font-family:var(--display);font-size:22px;font-weight:600;color:var(--navy);
  display:block;margin-bottom:5px}
.dircard span{font-size:15px;color:var(--muted);display:block;max-width:70ch}
.dircard .go{color:var(--gold);font-size:20px}
.faqgroup{margin-top:36px}
.faqgroup > h3{font-family:var(--display);font-size:24px;color:var(--navy);margin-bottom:4px}